• Local Trade Group, LLC General Policies & Procedures • 
Please remember- Treat your fellow members with respect.  We're all local business people with similar business challenges; the Golden Rule and polite courtesy go a long way!
1- LTG requires a valid debit/credit card on file at all times. Cash fees are charged by the 5th of the following month. Payments not collected when due may affect your membership status.
2- Local Trade Group emails Monthly Statements within 5 days of the end of each month.  Current Statements are available 24/7 on the Local Trade Group website.
3- A list of current LTG members and their products and services services is available on our website at http://www.localtradegroup.com. Or Click Here for the LTG Member Directory
4- Buyers: Please be aware of your spendable trade balance prior to making purchases so you don't incur a negative balance or go over your credit limit, if approved for credit.
5- Sellers: Please check with LTG by email, text or phone before doing a sales transaction over T$500.00, to verify that purchaser has enough trade currency to make the purchase.
6- Sellers: Please post trades on the Local Trade Group website as soon as possible. Please do so within 14 days, but preferably within 1-3 days of transaction. This helps to keep members' balances accurate. 
7- A member of Local Trade Group is not obligated to trade with another member if they have had a previous cash business relationship.
8- A Local Trade Group Member can put themselves on "On Hold" status for a maximum of 3 months within a 12-month period. This means that member won't be selling to other members during the "On Hold" period. However, that member may still purchase. Local Trade Group reserves the right to place members "On Hold" if they have a trade balance of more than T$10,000 trade dollars, and have spent less than 25% of their current trade balance in the preceding 12 months. If a Member is "On Hold", they are still required to pay the current monthly fee. 
9- Local Trade Group will attempt to settle disagreements and disputes between members, if and when they occur, and one or both of the parties asks for help in getting to a resolution.
10- See the Membership Agreement for additional information concerning policies, terms and conditions.
These policies are subject to change from time to time with written notice.